Privacy Statement
Caravanwise Limited is registered with the Data Protection Registrar. Registration number Z715808X
Web Site
This web site does not passively collect personal data. The web log is only used for statistical analysis of visitor numbers and the source of those visitors. Where the site sets a cookie this is used for statistical analysis in order to track which advertising and search engine and other links lead to clients requesting an insurance quotation. If you go to one of the caravan insurance quotation pages and fill in forms to request a quote then that data is collected and is used to prepare a quote and for insurance purposes only. If you are asked to provide an email address this will be kept private and will only be used solely by ourselves in association with caravan, folding camper or motorhome insurance.
Insurance Proposal
Your personal data is only disclosed, by ourselves, to the insurer to which you apply for insurance. It may also be disclosed to regulatory authorities if they require this as part of our activity as an insurance intermediary.
If you become a policy holder, through ourselves, we may then provide further information, to the insurer, which you subsequently disclose regarding a claim or change in your personal circumstances which may affect your insurance. This information is only transferred between ourselves and the insurer with which you have an insurance policy.
If you specifically request that we pass on your information to an alternative insurance intermediary for the purposes of obtaining a quotation for a risk that we are unable to quote on then we will pass on the information that you provide for this purpose. There are forms on this web site which clearly show that the information will be passed on another company for the purpose of requesting a quotation. When you click the "Send to" button you are transmitting your data to the other company named. We make no representations as to the suitability of the alternative company's policy for you. You must satisfy yourself as to its suitability and to the terms and conditions of that policy. The alternative company may pay us an introductory fee or commission if you decide to buy a policy from them. You will become their client and we will make no further contact with you.
NIG, the insurer has its own data protection statement the following is taken from the proposal form and your data may not be disclosed in any other way by the insurer.
NIG's Data Protection Statement
You are giving your information to NIG who is a member of The Royal Bank of Scotland Group (The Group)
For information about our Group of companies please visit www.rbs.com and click on 'About Us', or for similar enquiries please telephone 0131 556 8555 or Textphone 0845 900 5960.
Your electronic information
If you contact us electronically, we may collect your electronic identifier e.g. Internet Protocol (IP) address or telephone number supplied by your service provider.
How we use your information and who we share it with.
We will use your information to manage your insurance policy, including underwriting and claims handling. This may include disclosing it to other insurers, third party underwriters and reinsurers. Your information includes data about your transactions.
We may use and share your information with other members of the Group to help us and them:
- assess financial and insurance risks;
- recover debt;
- prevent and detect crime;
- develop services and systems.
We do not disclose your information to anyone outside the Group except:
- where we have your permission; or
- where we are required or permitted to do so by law; or
- to other companies who provide a service to us or you; or
- where we may transfer rights and obligations under this agreement.
We may transfer your information to other countries. If we do this we will ensure that anyone to whom we pass it provides an adequate level of protection.
We are also required to supply motor insurance policy details to the Motor Insurance Database (MID) run by the Motor Insurance Information Centre (MIIC) to which the Police, DVLA/DVLNI (Driver and Vehicle Licensing Agencies) and other insurers have access. Law enforcement agencies may access and use this information.
Sensitive Information
Some of the personal information we ask you for may be sensitive personal data, as defined by the Data Protection Act 1998 (such as information about health or criminal convictions). We will not use such sensitive personal data about you or others except for the specific purpose for which you provide it and to provide the services described in your policy documents. Please ensure that you only provide us with sensitive information about other people with their agreement.
Fraud prevention agencies
If false or inaccurate information is provided and fraud is identified or suspected, details may be passed to fraud prevention agencies.
We and other organisations may also access and use this information to prevent fraud and money laundering, for example when:
- checking applications for, and managing credit and other facilities and recovering debt;
- checking insurance proposals and claims;
- checking details of job applicants and employees.
We, and other organisations that may access and use information recorded by fraud prevention agencies, may do so from other countries.
We can provide the names and addresses of the agencies we use if you would like a copy of your information held by them. Please contact us at NIG, Crown House, 145 City Road, London EC1V 1LP.
The agencies may charge a fee.