Comprehensive caravan insurance cover at a sensible price
This caravan insurance policy is specifically designed to provide first class cover for your touring caravan.
The NIG Caravan Insurance Policy covers loss or damage to your caravan, specified equipment and contents.
- Cover is provided for touring and storage, all year round.
- Free 90 days European cover as standard.
- £2,000,000 third party liability cover.
- £10,000 fatal accident benefit.
- Up to £75 per day (15 days max) for temporary accommodation.
- Cost of removing your caravan to the nearest competent repairer, including the cost of repatriation from abroad.
- Full awning cover including weather damage.
- Cover for use by family and friends in the UK is included, subject to an additional excess (Total excess in this instance £200).
- Standard policy excess £100 on all claims.
- New for old on caravans up to 10 years old is available at standard premium rates. Your caravan must either be currently insured on a new for old basis or be less than two years old at inception and have been owned by you from new. In either case you must cover it for the current list price of the new replacement.
Exclusions
In common with virtually all caravan insurance policies, NIG, the insurer will not pay for a loss:
- While caravan is being used as a permanent residence or for any trade, business or profession.
- Unless a hitch lock or wheel clamping device is fitted when the Caravan is detached when Use is described as a touring Caravan.
- Loss caused by wear and tear, deterioration and gradually operating causes including insect and vermin damage.
- Mechanical or electrical breakdown.
- Cost of tyre if punctured or burst.
- Liabilities to third parties arising from the caravan when attached to a vehicle. Note: Check with your car insurer that they provide third party cover for towing a "trailer".
There are also specific conditions relating to contents which are included in the policy summary.
This is a brief summary of cover, a complete summary provided by the insurer is available here Caravan Insurance Policy Summary. For further information call us on the Freephone number above during office hours