Folding Camper Insurance and Trailer Tent Insurance
We can arrange Folding Camper insurance and insurance for Folding Caravans and Trailer Tents under NIG's Touring Caravan Insurance policy. For the purposes of this policy folding campers are covered under the description of "touring caravan" which is:
"The Caravan and the fixtures, fittings (including awnings and external steps), furniture, furnishings, bedding, household linen and utensils in or attached thereto."
We cannot arrange cover under this policy for personal effects, valuables or audio and visual equipment because of the inherent lack of physical security in a trailer tent or folding camper. We suggest that you ensure that you have personal possessions away from the home cover on your home contents policy and check with your insurer that personal possessions etc are covered when in a trailer tent.
- Cover is provided for touring and storage, all year round.
- Free 90 days European cover as standard.
- £2,000,000 third party liability cover.
- £10,000 fatal accident benefit.
- Up to £75 per day (15 days max) for temporary accommodation.
- Cost of removing your camper to the nearest competent repairer, including the cost of repatriation from abroad.
- Weather damage to awnings.
- Cover for use by family and friends in the UK is included, subject to an additional excess (Total excess in this instance £200).
- Standard policy excess £100 on all claims.
- New for old on caravans up to 10 years old is available at standard premium rates. Your folding camper or trailer tent must either be currently insured on a new for old basis or be less than two years old at inception and have been owned by you from new. In either case you must cover it for the current list price of the new replacement.
Important Note
Note: Mildew and vermin damage is excluded from cover so please make sure you take steps to avoid these losses by careful drying and preparation for storage.
Folding Camper Insurance Policy Summary
A full summary cover of the Caravan Insurance policy is available here Folding camper insurance policy summary. Please remember, when reading this, that personal effects and audio and visual cover cannot be added to a folding camper or trailer tent cover.
Fixtures and fittings include all of the standard things which come with your folding camper including the battery, gas bottles and security devices.
Security Requirements
A hitch lock or wheel clamping device must be used whenever the trailer is detached from the towing vehicle and is unattended.
