Folding Camper Insurance and Trailer Tent Insurance
Folding Camper insurance and insurance for Folding Caravans and Trailer Tents is arranged under our Touring Caravan Insurance policy. For the purposes of this policy folding campers are covered under the description of "touring caravan".
We cannot arrange cover under this insurance policy for personal effects, valuables or audio and visual equipment because of the inherent lack of physical security in a trailer tent or folding camper. We suggest that you ensure that you have personal possessions away from the home cover on your home contents policy and check with your insurer that personal possessions etc are covered when in a trailer tent.
Wide Ranging Cover
- Cover is provided for touring and storage, all year round.
- 180 days European cover as standard.
- £2,000,000 public liability cover.
- £20,000 personal accident benefit.
- Loss of Use - cover for alternative accommodation or the hire of a similar caravan. Up to £50 per day, £1500 in total
- Cost of recovering your trailer to the nearest competent repairer and delivery back to your storage place, including the cost of repatriation from abroad.
- Get you home cover if driver unable to tow due to illness or injury up to £1,000.
- Cover for use by family and friends in the UK is included.
- Standard policy excess just £50 on all claims except where solely windows are involved where there is no excess.
- New for old on folding campers up to 10 years old is available at standard premium rates. You must cover it for the current list price of the new replacement.
Few Significant Exclusions
The insurer will not pay a claim in the following circumstances.
- While the folding camper is being used as a permanent residence or for any trade, business or profession.
- Unless a hitch lock or wheel clamping device is fitted when the trailer is detached and unattended.
- Loss caused by wear and tear, deterioration and gradually operating causes including mildew, mould, insect and vermin damage.
- Mechanical or electrical breakdown.
- Liabilities to third parties arising from the trailer when attached to a vehicle. Note: Check with your car insurer that they provide third party cover for towing a "trailer".
Important Note
Note: Mildew and vermin damage is excluded from cover so please make sure you take steps to avoid these losses by careful drying and preparation for storage.
Folding Camper Insurance - Policy Summary
A full summary cover of the Caravan Insurance policy is available here: Policy Summary - .pdf download
Please remember, when reading this, that personal effects and audio and visual cover cannot be added to a folding camper or trailer tent cover.
Fixtures and fittings include all of the standard things which come with your folding camper including the battery, gas bottles and security devices.
Security Requirements
A hitch lock or wheel clamping device must be used whenever the trailer is detached from the towing vehicle and is unattended.
