Trailer Tent Insurance Frequently Asked Questions
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Question: What security do I have to use on my trailer tent or folding camper?
The NIG policy has very sensible security requirements. Remember you will be covered as if a trailer tent or folding camper were a kind of touring caravan.
The policy says: "... is detached from the towing vehicle and unattended the Caravan must be secured by a hitch lock or a wheel clamping device."
This means that you only have to use one security device and although we do advise more, it is sometimes convenient to take just your hitch lock when you are going away and use a wheel clamp in addition when you have the camper stored.
People often ask us to recommend a brand of security device and while we are not able to specify a particular brand those which carry the SoldSecure mark have been put through tests to ensure that they provide a satisfactory level of protection. A hitch lock or wheel clamp will only slow the thief down. If the thief is not disturbed, and have the required equipment, they can remove even the best ones in a few minutes. Some gangs have even developed gear to allow them to tow a caravan or trailer with the hitch lock still in place and we have had cases where caravans have been rolled by hand away from a house so that the gang can work on the hitch lock without being overheard.
Question: Who are NIG I've never heard of them?
Question: Can I loan my camper to family and friends?
Question: Can I take my trailer tent or folding camper to Europe?
Question: What amount will I have to pay as an excess if I have to make a claim?
Question: Are there any exclusions that I need to be aware of?
Question: How do I make a claim?
Question: Am I legally obliged to have insurance in the UK for a trailer or caravan?
Question: Where can I check if my car is suitable to tow a caravan or folding camper?
