You can either go straight to our quick and easy quote screen or, if you want more information before you get a quote, read below. Either way you will be offered more information at the end of the quote process.
Folding Camper and Trailer Tent Insurance
We can arrange Folding Camper insurance and insurance for Folding Caravans and Trailer Tents under our Touring Caravan Insurance policy. For the purposes of this policy folding campers are covered under the description of "touring caravan" which is:
"The Caravan and the fixtures, fittings (including awnings and external steps), furniture, furnishings, bedding, household linen and utensils in or attached thereto."
We cannot arrange cover under this policy for personal effects, valuables or audio and visual equipment because of the inherent lack of physical security in a trailer tent or folding camper. We suggest that you ensure that you have personal possessions away from the home cover on your home contents policy and check with your insurer that personal possessions etc are covered when in a trailer tent.
- Cover is provided for touring and storage, all year round.
- 180 days European cover as standard.
- £2,000,000 public liability cover.
- £20,000 personal accident benefit.
- Loss of Use - cover for alternative accommodation or the hire of a similar caravan. Up to £50 per day, £1500 in total.
- Get you home cover if driver unable to tow due to illness or injury up to £1,000.
- Cost of removing your caravan to the nearest competent repairer and delivery back to your storage place, including the cost of repatriation from abroad.
- Full awning cover including weather damage is avaialable as an option at the same rate as your caravan.
- Cover for use by family and friends in the UK is included.
- Standard policy excess just £50 on all claims except where solely windows are involved where there is no excess.
- New for old on caravans up to 10 years old is available at standard premium rates. You must cover it for the current list price of the new replacement.
Significant Exclusions
In common with virtually all caravan insurance policies, the insurer will not pay for a loss:
- While caravan is being used as a permanent residence or for any trade, business or profession.
- Unless a hitch lock and wheel clamping device is fitted when the Caravan is detached and unattended. More security is required for twin axle and high value caravans.
- Loss caused by wear and tear, deterioration and gradually operating causes including insect and vermin damage.
- Mechanical or electrical breakdown.
- Cost of tyre if punctured or burst.
- Liabilities to third parties arising from the caravan when attached to a vehicle. Note: Check with your car insurer that they provide third party cover for towing a "trailer".
There are also specific conditions relating to contents which are included in the policy summary.
Important Note
Note: Mildew and vermin damage is excluded from cover so please make sure you take steps to avoid these losses by careful drying and preparation for storage.
Security Requirements
A hitch lock or wheel clamping device must be used whenever the trailer is detached from the towing vehicle and is unattended.
Folding Camper Insurance Policy Summary
A summary cover of the Caravan Insurance policy is available here:
Policy Summary - .pdf download
Please remember, when reading this, that personal effects and audio and visual cover cannot be added to a folding camper or trailer tent cover.
Fixtures and fittings include all of the standard things which come with your folding camper including the battery, gas bottles and security devices. For further information call us on the Freephone number below during office hours.