New rules came into force on 1st April 2017 compelling insurers and insurance intermediaries to provide you with an easy way to compare the renewal premium that they are offering with the premium that you paid last year. We have always sent a copy of the previous year’s schedule, which shows the premium you paid, along with a renewal invitation letter showing this years proposed premium so the new rule has made very little difference in our case.

Some motor insurers are more exposed to this increase in compensation than others, depending on the types of drivers and vehicles, that they insure and very few motor insurers are currently making much profit. There is no room for motor insurers to absorb the increased costs and the only place it can come from is increased premiums.

The Northern Ireland Motorhome insurance that we arrange is provided by Highway, Part of LV= and is the only motorhome insurance policy that we arrange. It is suitable for UK residents, and who use their motorhome mainly for holiday and leisure purposes as it excludes business use. Cover for commuting to and from your regular place of work can easily be arranged and, in many cases, this can be added for no additional cost.

The Caravanwise static caravan insurance policy can be taken out on a new for old basis until the caravan is 20 years old. The rate is exactly the same as for market value cover but you need to ensure that you set your sums insured at a level that equal the current list price of your caravan and the other items in and around it that you are insuring.