Static Caravan Insurance
The Caravanwise static caravan insurance policy provides you with all of the cover that you really need at a price that you can afford. We keep our prices down by being careful which holiday caravan sites we provide cover for. This means that if you are in a sheltered area away from the risk of flood you get a really good deal.Instant Quote »
The first step is to check if your site is on our list of acceptable holiday parks, we do this by asking you to submit the postcode of the site. You will need to make sure that this relates to the site rather than the office address of the owner. There are some sites that we have not checked, if yours is one of these we can still give you an indicative quotation subject to underwriters approval.
Static Caravan Insurance – new for old up to 20 years
Our policy covers your caravan for loss or damage all year round. This includes all of the fixtures and fittings and other built in equipment including your freezer, refrigerator, cooker, microwave, canopy, gas bottles, steps, balcony, deck, shower, water heater, battery and generator. You need to make sure that you include the value of all of the items you want to cover when deciding on your sum insured. You can select new for old cover until the caravan is 20 years old but if you do select this then you need to ensure that you insure it for the full replacement value of the nearest equivalent new model from your manufacturer, including delivery, plus any additional items that you have fitted to or inside your caravan. In other words you are looking to ensure that the sum insured is sufficient to replace your caravan and the associated items in and attached to it should you be unfortunate enough to have a loss where the insurer decides to replace it rather than repair the caravan. Full details of how claims settlement is decided is set out in the policy booklet.
Market value cover means that the settlement of a claim is based on the second hand value of the static holiday caravan at the time of the loss or damage. You will need to establish or estimate the value of your caravan and associated items when you request your quotation. We are not able to advise you on values.
The policy covers your caravan for the cost of removing it to a competent repairer including the return to site and reconnecting it to services such as water and electricity. In practice most minor repairs can be completed on site.
You will need to establish a re-siting cost of the caravan. You can choose an amount from £2,500 and up to £10,000 for this. The reason for the flexibility in setting this amount is because different static caravan sites charge different amounts. You can always ask the site owner what they would charge.
Highlights of Static Caravan Insurance
- Liability £2 million as standard with a low cost £5 million option.
- Static Caravan covered for loss or damage all year round including storm damage, fire, flood, theft and accidental damage.
- Remove, repair, replace and re-site all are covered where appropriate.
- Contents and effects can be covered at the same rate as the caravan.
- External store include the value of your shed or external store and its contents in your sums insured and they are be covered for loss or damage up to £1,000.
- Mains Services accidental damage to your mains services such as water, electricity or sewerage is covered up to £3,000.
- Alternative Accommodation This provides up to £2,500 of cover for alternative accommodation if your static caravan is made uninhabitable by loss or damage.
- Personal Accident Benefit Up to £20,000.
- 20 years New for Old Available at standard rates.
Caravanwise Limited is an insurance intermediary. We only arrange insurance for caravans and motorhomes and have developed an excellent reputation for professionalism, customer service and competitive pricing, in this field, over the years.
This caravan insurance policy is underwritten by a major UK insurer. So you have the peace of mind of knowing that your insurance coverage is backed by one of the leading insurers in the field. The policy includes £2 million third party public liability cover, as standard, which is required by most site owners. If your site requires £5 million of liability cover we can arrange that please call us on 0800 3282084
Call us on 01425280078
We care when you need to claim on your insurance
We know how stressful it can be if you ever have the need to claim and we are here to help. You have our promise that your claim will be passed on to the claim department promptly and that we will provide any advice that we have available. The Insurers Claims Department has a good reputation for the fair and prompt way in which they deal with claims.
Easy payment options
You may pay your Caravanwise premium using a credit card, Switch/Maestro, Delta, a cheque or by monthly DD (ask for details).
Easy to arrange static caravan insurance
This Insurance policy is easy to arrange, just call our quotation hotline on 0800 328 2084 and we will take care of the rest. You can also do an online quote right now just click the button below.Instant Quote »
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Download the Static Caravan Insurance Product Information Document. An easy to understand brief summary of cover. 118K.